My boyfriend and I went to look at rings today. I was soooo nervous. Just wanted you all to see this ring. I love it btw. It is 2 carats t.w and about $2200. Anywho, my bf was thinking about financing the ring after the 20% down. Its no interest during the first year. Could anyone guess how much his payments would be a month if he puts $500 down. Or would layaway be better? We are planning to get married July 2012. And we talked about getting engaged March 2011. I know i know, no surprise. But its okay with me. Thanks in advance!