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question for those of who live south of the border...

So I have a question for you Americans...it's about maternity leave.

In Canada any employee who has accrued 600 hours of work time is guaranteed a year's maternity leave to a maximum of around $430 a week (so around $1700 a month).  How much you get is based on your pay for the 600 hours before you take the leave. The maximum amount works out to about 55% of a 40k annual salary. Some private sector jobs top up that amount to 100%, others don't. In teaching we are topped for 8 weeks, then we drop down to the $430 a week.

Technically the leave has two parts: a pregnancy leave (accessible only by a mother who actually gives birth to a baby 17 weeks long) and a parenting leave (accessible to both mother and father, of any child who is born or adopted to a max of 35 weeks).  

Okay, so this is what we get, by law. Our taxes pay for this. We pay A LOT of income tax in comparison to the US. Mostly these taxes pay for things like this and our Universal Health Care. From what little I know of the states, in a lot of circumstances women get a lot less. 

So I guess my question is: how do you feel about that?

Here is my answer: I can't imagine not taking the year to be with my baby (if I ever have one) and yet it is already going to be tough to take the reduction in our combined salary for a year. We have already discussed that if we have children, Graham will take 4 - 6 months of the leave because I make a lot more money than him but the $430 would be the same regardless of who takes the leave (because we both make more than $40k, so we both get the max).  I can't imagine having a baby and going back to work 6 weeks later. 

sorry so long. and also posting and running. I will be back...*said with German accent*
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Re: question for those of who live south of the border...

  • I get 6 weeks at full pay, and that's it.  I can use my sick and vacation time.  If there are complications with a future pregnancy, I think that qualifies for short-term disability benefits.  

    Granted, these are my work, and I work at University with great benefits. 

    I'll probably only stay home for two months, which is pretty normal here, I think.  I was in daycare at 6 weeks exactly.
  • ah, and I just thought I would maybe put our taxes into perspective...I paid at LEAST $12000 in taxes last year. 
  • Here we get 6-8 wks if its a natural birth and i believe a few weeks longer if its c section. Again I can take my vaca or ifts complications we can take short term disability as well.

    I think its pretty common for most companies to allow about 2 months or so of.

    Although I wouldnt mind canadas way
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  • Wow, I had no idea Canada had such amazing maternity benefits. We get jack compared to you. I read somewhere that the Netherlands has a guarunteed two-year maternity leave? I think it's great if it's not bankrupting the state.

    Why would someone be against maternity leave? Tax payer money, I'm guessing?
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  • i'd rather stash away my own money to use for whatever maternity leave I'm comfortable with than pay such insanely high taxes every year.
  • edited October 2010
    I think it's awesome. I know most Scandanavian countries also get about a year of parental leave.

    In California, the state law is that you can have 12 weeks and your job will be held for you, but it doesn't have to be paid. So you can use vacation, personal time, sick time, short term disability if you have it, or take it unpaid. If you're on bedrest for 2-3 months? That eats up your whole 12 weeks. A lot of women do end up quitting their jobs when their maternity leave is up, if they can afford to, and just looking for employment later.

    How do they hold your job? Are there a lot of people who work temp jobs to cover mothers for a year?


    I'm fine with paying higher taxes, as long as we get tangible benefits like that.
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:c5b5e5bb-5794-46b1-bcf7-4c4726efeb62">Re: question for those of who live south of the border...</a>:
    [QUOTE]ah, and I just thought I would maybe put our taxes into perspective...I paid at LEAST $12000 in taxes last year. 
    Posted by number55[/QUOTE]

    <div>That doesn't seem that high if you make more than $40k.  I paid at least 30% in taxes and I don't make that much... although that includes my social security and state and fed taxes. </div>
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:ecdf846d-d0df-47be-bd98-acb712c7196f">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : That doesn't seem that high if you make more than $40k.  I paid at least 30% in taxes and I don't make that much... although that includes my social security and state and fed taxes. 
    Posted by Steph0871[/QUOTE]
    <div>
    </div><div>That's exactly what I was thinking. I pay around 30% too. </div>
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  • I would go stir crazy staying home with my baby for a full year. One summer when I was in college, I temped for a girl who was on maternity leave. She was gone a month before she decided she couldn't stand it at home and came back to work. I think I would be the same way.

    image
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:c5b5e5bb-5794-46b1-bcf7-4c4726efeb62">Re: question for those of who live south of the border...</a>:
    [QUOTE]ah, and I just thought I would maybe put our taxes into perspective...I paid at LEAST $12000 in taxes last year. 
    Posted by number55[/QUOTE]

    That's barely less than what I MAKE in a year.  <img src="http://cdn.cl9.vanillaforums.com/downloaded/ver1.0/content/scripts/tinymce/plugins/emotions/images/smiley-foot-in-mouth.gif" border="0" alt="Foot in mouth" title="Foot in mouth" />


    I've joked with Scott that we are moving to Europe when we have kids for maternity leave reasons.
  • Man, I love Canada.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:c26ba49f-f67e-4abb-8b87-6e0e4282cc99">Re: question for those of who live south of the border...</a>:
    [QUOTE]Man, I love Canada.
    Posted by Nebb[/QUOTE]

    <div>Meeee too. Ofc, I haven't really paid taxes and I've gotten a lot out of the health care system, but I still love it. </div>
  • Numbers- that makes more sense.  I figured that wasn't all of the money being taken out of your paycheck!
  • Yeah, I hate to say it, but I am happy to pay all the taxes I do, both in income taxes as well as sales taxes to get the life I get living in Canada. 


  • I am allowed to take off 6 weeks maternity leave (or 8 weeks if it's a c-section) and still have my job after the time period is over. It is not paid at all.

    Scott's job allows him 2 weeks unpaid leave unless he applies for the FMLA which will allow him 12 weeks unpaid leave (but still have his job).
  • i have to be honest...  even the one year wasn't enough for me!

    but yes, i am SO thankful for canadian maternity leave.  i'm even more thankful for the top that i get through work so my year is completely paid for at 100%.


  • I'm jealous of Canadian health care. When H and I decide to breed, we're just going to use savings for any time off not covered. I hope to take off at least three months and he hopes to take off a month or so. If that plans works out, I'll feel lucky. Most of the new dads I know took off a day or a weekend Tongue out Our healthcare system has royally pissed me off this year.
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:04cd44f1-a7a7-4a0e-aa8d-3a742c93de16">Re: question for those of who live south of the border...</a>:
    [QUOTE]i'd rather stash away my own money to use for whatever maternity leave I'm comfortable with than pay such insanely high taxes every year.
    Posted by SarahSmile23[/QUOTE]

    I couldn't agree with you more.

    Here's my question (I know practically nothing about maternity leave): What about your second, third or fourth child? Do you get a full year off for each pregnancy? Because if that is the case I would be extremely uncomfortable paying out the ass in taxes so that people who keep reproducing can keep getting whole years off.

    I also have a <em>very </em>conservative outlook when it comes to taxes so that definitely comes into play here.
  • p.s. I almost didn't open this thread because I thought "south of the border" was implying Mexico. Sigh. It's been a long day.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:1f4a19d6-de9d-45bf-be9f-b1e45313ca5b">Re: question for those of who live south of the border...</a>:
    [QUOTE]p.s. I almost didn't open this thread because I thought "south of the border" was implying Mexico. Sigh. It's been a long day.
    Posted by JennaV26[/QUOTE]

    You and me both.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:52c4a561-fcc3-4107-b57d-20117de81976">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : I couldn't agree with you more. Here's my question (I know practically nothing about maternity leave): What about your second, third or fourth child? Do you get a full year off for each pregnancy? Because if that is the case I would be extremely uncomfortable paying out the ass in taxes so that people who keep reproducing can keep getting whole years off. I also have a very conservative outlook when it comes to taxes so that definitely comes into play here.
    Posted by JennaV26[/QUOTE]

    Yes you do get a full year for each pregnancy. You do have to work for a certain amount of time in between each maternity leave though. I think it is six months.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:f9530a4f-50f9-49c4-a26b-966825aa3ff8">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : Yes you do get a full year for each pregnancy. You do have to work for a certain amount of time in between each maternity leave though. I think it is six months.
    Posted by reils[/QUOTE]

    I'm definitely concerned with that. What about the businesses? I think women need some support when it comes to having children, yes, but what about the woman who decides to have 6 kids? That's 6 years of paid time off that my<em> </em>tax money is going to and that's 6 years that a business is going without an employee, not to mention how much companies are having to pay in taxes to begin with.

    Do I think 12 weeks is an adequate amount of time to give women for maternity leave? I really don't know. But I do feel like giving women a whole (paid) year off each time they have a child is extremely draining on tax payers and the companies.

    II definitely need to research this a little more. Maybe I'm jumping to conclusions.
  • Jenna, we have a teacher in that situation and the school is crazy pissed about it, but can't do anything. She has gone on maternity leave every year for the past 5 years. I'm assuming hers is unpaid as well (since we work for the same company) but that's still 2 months of every year that the school has to get a sub and rearrange things.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:f656d12f-5673-444e-99a9-77b172b9c38d">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : I'm definitely concerned with that. What about the businesses? I think women need some support when it comes to having children, yes, but what about the woman who decides to have 6 kids? That's 6 years of paid time off that my tax money is going to and that's 6 years that a business is going without an employee, not to mention how much companies are having to pay in taxes to begin with. Do I think 12 weeks is an adequate amount of time to give women for maternity leave? I really don't know. But I do feel like giving women a whole (paid) year off each time they have a child is extremely draining on tax payers and the companies. II definitely need to research this a little more. Maybe I'm jumping to conclusions.
    Posted by JennaV26[/QUOTE]
    I have to be honest, I think the women who have that many kids around here are few and far between and in a lot of cases are on social assistance to begin with.
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:f656d12f-5673-444e-99a9-77b172b9c38d">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : I'm definitely concerned with that. What about the businesses? I think women need some support when it comes to having children, yes, but what about the woman who decides to have 6 kids? That's 6 years of paid time off that my tax money is going to and that's <strong>6 years that a business is going without an employee</strong>, not to mention how much companies are having to pay in taxes to begin with. Do I think 12 weeks is an adequate amount of time to give women for maternity leave? I really don't know. But I do feel like giving women a whole (paid) year off each time they have a child is extremely draining on tax payers and the companies. II definitely need to research this a little more. Maybe I'm jumping to conclusions.
    Posted by JennaV26[/QUOTE]

    Most businesses hire an employee to cover the position for the year. I also agree with Nebb that most women who require mat leave here won't have 6 kids. If they do have that many they are usually SAHMs with a one income family. 
  • edited October 2010
    Yeah, see, that is the HUGE difference between the attitude about taxes between Canada and the States. We all pay taxes regardless of what we reap from them. I may never get really sick, I may never have kids, I doubt/hope that I will never go on government assistance. But I pay my super high taxes because I believe that these things are human rights, not privileges. I don't care how many babies a woman has. To be honest, I have NEVER thought of the money she accesses as my tax dollars. The same way when someone gets really sick, I never consider that it is my tax dollars that allows them to have hundreds of thousands of dollars of medical treatment for free. I guess I just grew up believing that these were things human beings should be entitled to. It wasn't until I was well into my teenage years that I learned that there were countries where people went into bankruptcy for getting cancer. I also believe that it is the responsibility of the whole to care for those within the whole who cannot care for themselves (be it through medical care, welfare or maternity leave).
  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:7f41c842-f284-4bc0-b189-39e8df3d5bb6">Re: question for those of who live south of the border...</a>:
    [QUOTE]In Response to Re: question for those of who live south of the border... : It just doesn't seem fair for the people who choose to not have babies. they have to pay significantly higher taxes so that women who choose to procreate can have a whole year off every time they have a new baby?
    Posted by SarahSmile23[/QUOTE]


    This.  Having children is a personal choice that comes with many consequences and tough decisions.  I want to stay home when we have children.  Therefore, we are putting it off until we can afford to live comfortably on one income.  I consider that to be a luxury, not a right, and I do not expect my government to pay for it.  JMO.

    As far as taxes go, beyond 40K a year, our federal tax rates are quite similar.  In the US, though, there are more brackets below 40K and if you make less than 20K, chances are you pay almost nothing in taxes.  But your provincial rates are insane!  <a style="text-decoration:underline;color:#0000ff;" href="http://www.cra-arc.gc.ca/tx/ndvdls/fq/txrts-eng.html" title="Clicky">Clicky</a><span style="text-decoration:underline;color:#0000ff;"> </span> We have states in the US that don't even have an income tax.

    But we also have sales tax, capital gains tax (which is about to go way up when the Bush tax cuts expire), gift and estate tax, property tax, "sin" tax, fuel tax, various business taxes, etc, which I'm sure Canada has as well, but without knowing the rates it's kind of like comparing apples to oranges.  I guess if Uncle Sam's hand isn't in my left pocket, it's in my right pocket. 
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  • In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding%20BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:58d5aca6-a99d-43eb-a70d-884712f3e7ff">Re: question for those of who live south of the border...</a>:
    [QUOTE]Yeah, see, that is the HUGE difference between the attitude about taxes between Canada and the States. We all pay taxes regardless of what we reap from them. I may never get really sick, I may never have kids, I doubt/hope that I will never go on government assistance. But I pay my super high taxes because I believe that these things are human rights, not privileges. I don't care how many babies a woman has. To be honest, I have NEVER thought of the money she accesses as my tax dollars. The same way when someone gets really sick, I never consider that it is my tax dollars that allows them to have hundreds of thousands of dollars of medical treatment for free. I guess I just grew up believing that these were things human beings should be entitled to. It wasn't until I was well into my teenage years that I learned that there were countries where people went into bankruptcy for getting cancer. I also believe that it is the responsibility of the whole to care for those within the whole who cannot care for themselves (be it through medical care, welfare or maternity leave).
    Posted by number55[/QUOTE]

    This is the way I feel about the situation too.  I mean, I'm just so used to paying the taxes that it's not really an issue.  Yeah, on paper I make $X amount, but I know to budget based on about 60% of that. 

    Yes, there are always people who abuse the system, but I like to think they're the minority here.
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    We'll just not tell H about this little fact, m'kay?
    Baby Birthday Ticker Ticker
  • SarahSmile23SarahSmile23 member
    2500 Comments
    edited October 2010
    In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_snarky-brides_question-those-of-live-south-of-border?plckFindPostKey=Cat:Wedding BoardsForum:17Discussion:0f27b3d1-3b94-4c41-97a0-1cb2fd98b5f2Post:58d5aca6-a99d-43eb-a70d-884712f3e7ff">Re: question for those of who live south of the border...</a>:
    [QUOTE]Yeah, see, that is the HUGE difference between the attitude about taxes between Canada and the States. We all pay taxes regardless of what we reap from them. I may never get really sick, I may never have kids, I doubt/hope that I will never go on government assistance. But I pay my super high taxes because I believe that these things are human rights, not privileges. I don't care how many babies a woman has. To be honest, I have NEVER thought of the money she accesses as my tax dollars. The same way when someone gets really sick, I never consider that it is my tax dollars that allows them to have hundreds of thousands of dollars of medical treatment for free. I guess I just grew up believing that these were things human beings should be entitled to. It wasn't until I was well into my teenage years that I learned that there were countries where people went into bankruptcy for getting cancer. I also believe that it is the responsibility of the whole to care for those within the whole who cannot care for themselves (be it through medical care, welfare or maternity leave).
    Posted by number55[/QUOTE]
    i believe people are entitled <strong><u>access</u></strong> to health care, definitely. but i do not think people are entitled to having other people pay for them to take a year off every time they have a baby.

    but i also disagree that it is the responsibility of the whole to carry the burden of those who do not choose to care for themselves. i would rather teach others to be more responsible, reform health care in other ways (as discussed in other threads here), and be able to save my own money (at the rate i choose) forwhatever i choose to use it for.
  • I wish I knew more about Canadian taxes because I don't understand how funding universal healthcare hasn't bankrupted the country.  I'd ask Wes to explain it to me, but he's in the middle of disaster right now.  His company's Mexican subsidiary has been ignoring a tax audit for over a year now even though he's been on their asses like white on rice, then they called him all in a panic yesterday because their bank accounts got frozen and they want him to wave a magic wand and fix all their tax problems. 
    image

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