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Like some of the above posts, my FI and I don't really have the assets to make a prenup necessary...
You get car insurance hoping you'll never get in an accident.You have health insurance hoping you'll never need to use it.You pay for home insurance hoping nothing bad will happen to your property.Prenups are basically divorce insurance. You HOPE you will never get divorced, but it protects both of you in the instance things don't work out.We won't be signing one because we don't really have anything established individually that needs to be protected. But for people who have considerable assets, I think it's foolish for them to let love blind them. There is absolutely nothing wrong with protecting yourself (and really, if your partner has assets, you're protecting them, too.)
We're signing a pre-nup because we're going into the marriage with six cats and two dogs (whom we both love very much!) and we want to make sure that their interests are upheld in case the worst happens. Also, I currently make much more money than my fiance'. That said, I don't think anyone goes into marriage with the intent on getting divorced. My fiance' and I have been together for eight years - since high school. I truly feel like if we can make it through the transitions of high school, college, doctorate school, we can make it through anything. It's just that nobody knows what the future holds. I'd rather be safe than sorry.
My Ceremony Location - Scottish Castle
Is your FI comfortable with the idea of a pre-nup? I am not getting one, but you need to do whatever makes you feel comfortable. If you and your FI want one than it is nobody's business if that is what you guys decide to do.
We are signing a pre-nup - Separate attorneys to draft and review...one for him and one for me. Neither of us have much now, and we are perfectly willing to split evenly. We are getting one purely to protect future inheritance. Texas is community property state so everything gets split evenly, if it was earned during the marriage or mixed with community property. Inheritance is separate property in Texas but the income is community property and if you want to keep the principal separate, you have to move that income out at least once a year. Im in financial services and its a bit of a pain so we are going to get a prenup to designate separate prop income remains sep prop.More importantly, don't specify custody in a pre-nup (not sure you can but if you can). You should not decide the future of children you don't have yet in an uncertain future. What if he becomes hooked on prescription drugs...or illegal drugs? Would you share custody with someone like that? What if you do? Don't you want him to be able to be a primary caretaker if you go off the deep end? Leave that off...you want to fight over those issues during the time period in which they are happening, whether its convenient or not.