Ring insurance

WeAreGs

Thoughts, comments, concerns?

Any pointers on a good company? Any experiences you've had or heard of, bad or good?

I need to get this done asap, so I am trying to get quotes but I wouldn't even know what company to start with. I currently have State Farm so I will check through them also.

lgrn22

We are using a company that the jewelry store deals with, Gem Shield. We could not put it under our renters insurance because it only covered up to a certain amount and my ring was over it.

katje13

I use Jeweler's Mutual; it was highly rated by Consumer Reports, etc.   I heard Chubb (sp?) is good, too, but JM offerred me a better deal.

My other bank, USAA, also offerred me a separate plan as well.

GL

EvelynandManny

Have you tried going to the place you bought it and asking if they have insurance...i have mines insurad right at the stores.

XxMari518xX

We went through GemShield, very easy process. 

The only thing I don't like is the annual inspection.

lgrn22

OO I didnt even know I had an annual inspection!

XxMari518xX

I don't know if it mandatory, but I dont know if they will renew without the new appraisal.

It says on the form that the annual inspection is suggested.

diana2081

i have mine with state farm, u need the appraisal from the jewelers and u pay once a year

Krysta6

We did ours through jewelers mutual.