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Ring insurance

WeAreGsWeAreGs
First Comment
in Florida-South Florida
Thoughts, comments, concerns?

Any pointers on a good company? Any experiences you've had or heard of, bad or good?

I need to get this done asap, so I am trying to get quotes but I wouldn't even know what company to start with. I currently have State Farm so I will check through them also.
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Re: Ring insurance

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    lgrn22lgrn22
    First Comment
    edited December 2011
    We are using a company that the jewelry store deals with, Gem Shield. We could not put it under our renters insurance because it only covered up to a certain amount and my ring was over it.
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    katje13katje13
    First Anniversary First Comment
    edited December 2011
    I use Jeweler's Mutual; it was highly rated by Consumer Reports, etc.   I heard Chubb (sp?) is good, too, but JM offerred me a better deal.

    My other bank, USAA, also offerred me a separate plan as well.

    GL
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    EvelynandMannyEvelynandManny
    First Comment
    edited December 2011
    Have you tried going to the place you bought it and asking if they have insurance...i have mines insurad right at the stores.
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    XxMari518xXXxMari518xX
    First Comment
    edited December 2011
    We went through GemShield, very easy process. 

    The only thing I don't like is the annual inspection.
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    lgrn22lgrn22
    First Comment
    edited December 2011
    OO I didnt even know I had an annual inspection!
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    XxMari518xXXxMari518xX
    First Comment
    edited December 2011
    I don't know if it mandatory, but I dont know if they will renew without the new appraisal.

    It says on the form that the annual inspection is suggested.
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    diana2081diana2081
    First Comment
    edited December 2011
    i have mine with state farm, u need the appraisal from the jewelers and u pay once a year
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    Krysta6Krysta6 member
    First Anniversary First Comment
    edited December 2011
    We did ours through jewelers mutual. 
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