I put this on the MOB and MOG board too.So, my mom is paying for half of school (this is the last year she will be paying since we will be married next year) and I pay the other half. Problem is she doesn't want my FI and I to live together before we are married. But we are paying a TON of money to pay to live in a dorm in separate rooms. It would save us anywhere from $2000-3800 to move into an apartment together. We have five months until the wedding. FI and I are struggling to pay for FI's schooling (once we are married the school's financial aid will pay for it because we make little money). Our original plan was to live in the dorm and then in March when we were married we would move into a dorm that is for married couples. The housing office in the beginning told me that this would be completely possible now they are telling me it is impossible because it is the middle of the semester. So basically if we live in the dorm, we will not live together the first 2 months we are married and the rules are strick so we would only sleep together 6 times during the 2 months. Plus, here are the numbers for three semesters or 12 months of livingon-campus in a dorm separately for both FI and I =$11, 369off-campus together in an apartment =$7500 to $9500We have taken out loans to pay for school and housing. What we don't spend directly to the school we get in a residual check. So all of the money that would pay for the housing would be in a check in my parents names (because my loan and scholarships were processed before my mom's loan). Would you as a mother withhold that check from the daughter in this situation?