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Massachusetts-Boston
loopla
member
Anyone have wedding insurance?
I am really not sure how any of this stuff works, I was reading about it more here on The Knot but also other places, and I seem to come across different reasons why people get it and what it's for.
Anyone have it, and where did you get yours from? (boston area, or?) What does it cover?
I am mostly concerned with having to postpone the date due to anything, like illness for example. We are currently dealing with a situation.
I discussed this with my venue (they are getting my deposit by Friday-- do I need to have insurance set up before then?) and they told me if I postpone it I will lose my deposit if nobody else books my date, and my date is coming up this summer.
I'm thinking insurance for our wedding would be great... I really need that piece of mind. Please let me know if I've got this right and if possible, where to get it from! Or rates, here on TK it said something like it can be up to $500 and I'm willing to do that, but still curious what it could be for my main reason for considering it.
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Re: Anyone have wedding insurance?
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I bought this for my June wedding – it is a wedding insurance policy through Travelers Insurance Company.
It is very easy to use – you can quote and bind it yourself – no need to go through an agent. Also very reasonably priced. I purchased $25K in coverage for $255.
Here is a breakdown of what is covered:
The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your Wedding Protector Plan.
Here is what is not covered:
The Wedding Protector Plan typically covers things beyond your control. So, for example, if you or your fiancé decide not to get married, you are not covered.
Don’t bother with the liability insurance – you should have liability coverage through your venue. Be sure to check your contract.
Hope this helps!
Wedding insurance is definitely a good way to gain some peace of mind as you plan for one of the biggest and most expensive purchases of your life! We had a fire at a tailor shop in Swampscott MA recently. What if your dress burnt in the fire and your day was just a couple of weeks away? What if your fiance was in the military and was called up unexpectedly? Lots of reasons why you would need this. We offer access to Wedding Insurance, and it's VERY INEXPENSIVE ... as little as $160! Does someone need to buy you an engagment gift? Suggest Insurance! Click here for more info http://elliotwhittier.com/announcement20090630.html or call me directly at 857-816-4935 / Chris Millerick @ Elliot Whittier Insurance or cmillerick@elliotwhittier.com
by www.theknot.com/profiles/ChrisMillerick">ChrisMillerick on Mar 18, 2011Read more: Wedding Planning: Wedding Insurance 101 - Wedding Planning - Wedding Problems - TheKnot.com http://wedding.theknot.com/wedding-planning/wedding-problems/articles/wedding-insurance-101.aspx#ixzz1GxiPcVlJ