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Event Insurance

jamenicolejamenicole
in Wedding Etiquette Forum

Has anyone used or heard of Event Insurance?  I am having my wedding at a friends property and want to make sure there protected.  I have googled it but want to make sure it is safe to use these online companies.  Any tips or advice would be great!

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Re: Event Insurance

  • mlg78mlg78 member
    500 Love Its 1000 Comments Second Anniversary 5 Answers

    I coordinate two events annually and the national office gets an event insurance policy. I don't recall the company the insurance is through but I know they use a local agent... To be safe, I'd at least have a chat with a local insurance agent and see if they can send you in the right direction before blindly buying a policy online. Good luck!

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  • StephJean83StephJean83 member
    500 Comments 100 Love Its Second Anniversary Name Dropper
    My FMIL called her home owner's insurance company to add event insurance. Ultimately we won't need it as we are going with a different venue but it would have been easy to get. Have you looked at who has your home/renter's/car insurance? I would look there first.
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  • Ashes_3Ashes_3 member
    Ninth Anniversary 1000 Comments 25 Love Its First Answer

    We contacted our homeowner insurance and had it handled through them.

     

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  • WiscDoll322WiscDoll322 member
    Knottie Warrior 10 Comments 5 Love Its Name Dropper
    Ashes_3 said:

    We contacted our homeowner insurance and had it handled through them.

     

    We have having a DW in Florida in November (last month of hurricane season) and are looking at event insurance. I didn't know it could be added to my homeowner's insurance. Going to do that, because they're local vs. going through an online agency. Learn something new every day on these boards! :-)
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  • southernbelle0915southernbelle0915 mod
    Moderator 10000 Comments 500 Love Its Fourth Anniversary
    Call your insurance carrier (auto, life, homeowners,etc.) and ask about "liability insurance" for an event. Tell them it's a wedding. They'll ask you where, how many people, etc. We needed it for our venue - I don't think it was more than $15 or something, but my H handled it. 
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  • msdds51msdds51 member
    Fifth Anniversary 100 Comments 25 Love Its Name Dropper
    My venue told me that it would be a waste, but since you're friend doesn't have any insurance of their own for an event like this (I'm assuming) maybe it's worth it.  I'd make sure to ask the company you go through to make sure it would cover your friend's items since they're not really a "venue".  Also remember that nothing covers a change of heart!
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