Evening

J&K10910 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:73d773d6-0887-4950-ba99-0131643397c7">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Ok this is embarassing but one of my CCs is a transfer balance card from the balance i had on my crappy card, which has racked up again because of other emergencies since. Did he get just like a regular loan though? That would be enticing, I wonder if J and I could consolidate all of the cards onto a loan.
Posted by musicalsunlight[/QUOTE]

Yeah, I'm not exactly sure what he did, but I'm pretty sure it was just a personal loan at the bank. He needed someone to cosign because of what he was using it for, but other than that it was just like a regular loan.

angelstar975 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:73d773d6-0887-4950-ba99-0131643397c7">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Ok this is embarassing but one of my CCs is a transfer balance card from the balance i had on my crappy card, which has racked up again because of other emergencies since. Did he get just like a regular loan though? That would be enticing, I wonder if J and I could consolidate all of the cards onto a loan.
Posted by musicalsunlight[/QUOTE]

I don't know what your credit is like, but sometimes personal loans can be hard to get. I used a website called Prosper a few times. It's a peer to peer lending site where you sign up, post an ad, and random people fund your loan. It's all through the site, you don't ever deal with the people directly, and they don't get your personal information or anything. I've used it a few times and it's awesome. Obviously the better your credit, the more likely people are to fund your loan, but I got my first loan funded with not great credit. You used to be able to name your own interest rate and as people bid on your loan, it would go down, but I think they're fixed rates based on credit scores now.

mica178 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:c00367a6-c7ff-455a-9aa8-aa16f9e1edee">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Have you tried OpenOffice? You can insert footnotes with that, it's free, and you can save in Word format.
Posted by Anysunrise[/QUOTE]

Or NeoOffice, if you use a Mac.

MattsPenguin · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:5ac5ddf3-8886-4a42-97c8-101a222ff53c">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Haha I was wondering if you would pop in to say something. ALSO -- J is in a FEM class right now, which I think I told you before. Well anyway, his final was actually a final project that he had to do on Abaqus. He worked for like 200 hours total on it and he was SO proud of his final product. When working on it, he realized that finite element analysis is what he wants to specialize in for a living. He is so pumped about it.
Posted by musicalsunlight[/QUOTE]

THAT IS AWESOME!!!!!!!!

I love FEA (I'm pretty sure I've declared it before). ABAQUS is the best FEA program. I love building the models and showing people. He's getting his masters, right? Does he need help finding a job? Do you want to live in Boston? I'm being 100% serious right now. Let me know if he has any questions.

Oh, I'm so happy for him! That sounds like me when I came back from grad school meetings gushing about FEA.

MyUserName1 · May 2012

Musu, I refinanced my car when I got divorced and went into debt thanks to that.

If you're with a credit union, getting a personal loan is way, way easier. My ex-h did that back when he was a broke intern.

Anysunrise · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:fe26a45b-21e0-40f4-a19f-35bcf58aa0bd">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Someone recommended LibreOffice, claiming the same thing. That's what I used. It CLAIMS it can format into MS Word, but it lied. I'm going to download Open Office now. Thanks!
Posted by baystateapple[/QUOTE]

<div>No problem! I did have to google to make sure it did footnotes though, but sure enough! Hope it helps.</div><div>
</div><div>
</div>

musicalsunlight · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:cb224a66-7ecb-4c61-85ef-a853bd5d5ea6">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : I don't know what your credit is like, but sometimes personal loans can be hard to get. I used a website called Prosper a few times. It's a peer to peer lending site where you sign up, post an ad, and random people fund your loan. It's all through the site, you don't ever deal with the people directly, and they don't get your personal information or anything. I've used it a few times and it's awesome. Obviously the better your credit, the more likely people are to fund your loan, but I got my first loan funded with not great credit. You used to be able to name your own interest rate and as people bid on your loan, it would go down, but I think they're fixed rates based on credit scores now.
Posted by angelstar975[/QUOTE]

<div>
</div><div>This sounds intriguing...but is it safe? I mean obviously you used it, but credit score stuff is kinda personal so it makes me nervous. I don't know what my credit is at this moment TBH but I think its average. </div>

MyUserName1 · May 2012

ugh. I'm knotting a little pearl necklace for my flower girl and just realized I left my tricord knotter at the studio. grrr.

I realize that several of those words sound like gibberish, but I just had to bitch about it.

musicalsunlight · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:7846f6ba-5237-493f-9023-8e98e69a0cf0">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : THAT IS AWESOME!!!!!!!! I love FEA (I'm pretty sure I've declared it before). ABAQUS is the best FEA program. I love building the models and showing people. He's getting his masters, right? Does he need help finding a job? Do you want to live in Boston? I'm being 100% serious right now. Let me know if he has any questions. Oh, I'm so happy for him! That sounds like me when I came back from grad school meetings gushing about FEA.
Posted by MattsPenguin[/QUOTE]

<div>
</div><div>Haha I wish you would have been around while he was doing the project! Like, every 10 min he would interuppt whatever I was doing and be like "OMG LOOK WHAT IT IS DOING NOW!" and to me, it was just a rectangle that was changing colors. I was like "uh huhhh coool...." every time, lol. He was doing a project based on heat transfer or cooling or something for different metals. Not really sure, haha. </div><div>
</div><div>He is planning on getting his masters but right now is finishing his undergrad which will be done in December. The FEM class is a grad level course though and he is pretty sure he is gonna get an A in it. No idea about the Boston bit, but good to know we have connections. ;) </div>

angelstar975 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:d0fd88bf-f470-4c9e-ae14-2d6ad1c8bc6b">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : This sounds intriguing...but is it safe? I mean obviously you used it, but credit score stuff is kinda personal so it makes me nervous. I don't know what my credit is at this moment TBH but I think its average.
Posted by musicalsunlight[/QUOTE]

It's definitely safe... the funders don't see your actual credit score. The site pulls your credit report, just like any other bank would when you apply for the loan, and then assigns you a credit rating based on your score. Check out the site. If nothing else, you could use it as a last resort if you can't get a loan through the bank.

musicalsunlight · May 2012

Yeah Muni one of my CCs is with a credit union so they would definitely be the first I'd even consider approaching.

musicalsunlight · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:2906ed4b-193c-419a-a0af-39f62ad55e32">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : It's definitely safe... the funders don't see your actual credit score. The site pulls your credit report, just like any other bank would when you apply for the loan, and then assigns you a credit rating based on your score. Check out the site. If nothing else, you could use it as a last resort if you can't get a loan through the bank.
Posted by angelstar975[/QUOTE]

<div>I'm looking at it right now. But I guess I'm a little confused. So, if someone "invests", do I get the money directly to then pay off my CCs....and then LATER I go back and pay off the loan on the website to these other people? </div>

angelstar975 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:05ccaa9c-6a5e-486d-93e3-63b32447c2ba">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : I'm looking at it right now. But I guess I'm a little confused. So, if someone "invests", do I get the money directly to then pay off my CCs....and then LATER I go back and pay off the loan on the website to these other people?
Posted by musicalsunlight[/QUOTE]

Yes, basically. People "invest" in your loan and once it's 100% funded, the site will issue you the loan. You use the money to pay off the CC and then you make a monthly payment on the site, just as you would have on a CC. Prosper will then give the money back to the investors as you pay off the loan.

ETA - I don't remember how I found the site to begin with, but it was from a legitimate source.. it wasn't something I just googled and stumbled upon.

MattsPenguin · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:67907661-a3d4-429f-a21f-6361f267ec50">Re: Evening</a>:
[QUOTE]In Response to Re: Evening : Haha I wish you would have been around while he was doing the project! Like, every 10 min he would interuppt whatever I was doing and be like "OMG LOOK WHAT IT IS DOING NOW!" and to me, it was just a rectangle that was changing colors. I was like "uh huhhh coool...." every time, lol. He was doing a project based on heat transfer or cooling or something for different metals. Not really sure, haha. He is planning on getting his masters but right now is finishing his undergrad which will be done in December. The FEM class is a grad level course though and he is pretty sure he is gonna get an A in it. No idea about the Boston bit, but good to know we have connections. ;)
Posted by musicalsunlight[/QUOTE]

Did me make it do animation? That sounds pretty interesting though. It's so fun when you get your model to work!

I highly recommend him getting his masters, especially if he wants to do FEM. The jobs with this specialty (at least what I want to do, which is be involved in a lot of random projects and investigations) are harder to find. If he wants help looking for jobs in a few years, let me know. His masters should be free. I'm going to send you a PM to keep some personal stuff off the board.

pokepoke27 · May 2012

Hello! I'm KUI and watching Criminal Minds. Next week is the season finale !!! Sad day.

PetalPockets2012 · May 2012

I feel like there are a lot of WR questions today, like way more than usual. Maybe it's just me.

angelstar975 · May 2012

Hey Poke! KUI on a Wednesday? Must have been a tough day

I'm supposed to be heading to FI's now but I'm tired and it's raining and I don't feel like it... so I'm stalling. It would be nice to have a nice night together, but my nerves can't take another argument.

ETA - Petal, I thought the same thing. I can't be bothered to make myself care about people's etiquette issues right now, so I'm not reading them.

pokepoke27 · May 2012

Any more AEs?

MattsPenguin · May 2012

MuSu, YGPM.

musicalsunlight · May 2012

Angel -- Ok, just making sure I understood it correctly. It does sound like a viable option. I'll have to talk to J about it since it is our joint debt.

MP -- Yeah it was an animation of a square turning colors to show heat, haha. Sounds good, thanks for the PM (when it comes :P).

So my brother is purposely being oppositional now since he's pissed. I HATE Phillip Phillips on AI and I was ranting about him so of course he had to be like "Well he is better than everyone else!" ugh shut up lol.

pokepoke27 · May 2012

I understand that Angel - and yes, it was a bit of a tough day. FI and I argued and I was really stressed about other stuff too.

In other news, I went to like 5 different shoe stores and couldn't find one pair of shoes I am remotely interested in. I really need to get some as I need to get my dress altered. Like, this week. I'll probably go "to town" where I can go to a DWS and an Off Broadway. That's soooo far away and always busy though, so I go there as little as possible. But I reaaaaaly need shoes.

mica178 · May 2012

Did that annoying AE from last night reveal herself?

musicalsunlight · May 2012

YGPM back, MP!

pokepoke27 · May 2012

Mica - she posted today asking about who registered for china. Strange.

angelstar975 · May 2012

Mica - She posted randomly on a few threads today, being obnoxious. I'm actually really curious as to who it is, but I feel like it can't be an actual current reg. I mean, it could, but who here is that lame?

PetalPockets2012 · May 2012

Poke - Just the same AE we had but a lot of WR threads.

I don't think so Mica but I stopped reading after she said something about "learning to be good now". It's getting too confusing with people switching their SN or trying to have an AE.

polichik · May 2012

In Response to Re:Evening:[QUOTE]Mica she posted today asking about who registered for china. Strange. Posted by pokepoke27[/QUOTE]It's one of the strangest AE things I've seen. She was BSC yesterday trying to make us guess who she was, then she comes on today talking about WR stuff like nothing happened. The whole thing is pissing me off for some reason :P

pokepoke27 · May 2012

I mean - is it just a reg trying to be funny? If it is they should stop because it's silly.

angelstar975 · May 2012

In Response to <a href="http://forums.theknot.com/Sites/theknot/Pages/Main.aspx/wedding-boards_etiquette_evening-16?plckFindPostKey=Cat:Wedding%20BoardsForum:9Discussion:3135731c-69fd-4cdd-82e2-867266ca6655Post:449b3072-c17d-47d9-aae1-a1661e8ef6be">Re:Evening</a>:
[QUOTE]In Response to Re:Evening:It's one of the strangest AE things I've seen. She was BSC yesterday trying to make us guess who she was, then she comes on today talking about WR stuff like nothing happened. The whole thing is pissing me off for some reason :P
Posted by polichik[/QUOTE]

And then she came into the irritations/I judge thread to mock people.

PetalPockets2012 · May 2012

I know who it is - Kwilliams.

I don't really know this but I wouldn't be surprised.

Evening

Re: Evening

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