I got engaged this past June and my fiance still has not gotten around to purchasing insurance for my engagement ring. We don't have homeowner's or renter's insurance (we rent in NYC) so I'm not entirely sure how we should go about insuring my ring since we can't add it to an existing policy. Anyone else in the same boat? How did you go about this? What company did you use, how much did it cost, etc. Any suggestions would be appreciated!