So I'm hoping someone here maybe works in insurance and can give insight. My brother asked me if I will register and insure a "weekend" car in my name for him. Just a little used convertible that he intends to pick up from his dealership for a few thousand dollars, nothing expensive. So it would not need full coverage on insurance, just the kind that covers the other person's car/medical in the case of an accident.
My brother would prepay the year for insurance, and he always pays his bills so I don't have an issue with anything monetary here. The reason he is asking me is because he has a terrible driving record resulting in outrageous insurance prices. So my question is, if he crashes this car, would it affect me and my insurance rates? My husband seems to think that no, the points would go against the driver. But we are just not sure.