So, in the beginning of wedding planning, my father told me he'd cover the reception. I booked it and put down the deposit. Then after he gave me the second payment (out of 4) he told me that he couldn't give me any more after this. At the time, he said he was having trouble with finances. Yet he's gone on 2 vacations this year, might be going on a third, and planning a big vacation next year for his 20th anniversary to my stepmom.
Emotions aside, I'm not sure what to do. Obviously if I had known I'd have to pay this much, I wouldn't have chosen this location, but the wedding is in October and if I cancel now I won't get the deposit back. My finance has huge student loan payments (his are all private loans, so he can't consolidate them), so he can't afford to give me anything and neither of our jobs are offering overtime. His mother owns a bakery that he's now working at on weekends to make some extra $$ but it's only like $45 a week.
Has anyone else been in a situation like this? I'm thinking of taking out a loan to help pay for this, but everywhere I look online, every forum is like, "ZOMG DON'T GET A LOAN FOR YOUR WEDDING!" At this point, I've dropped all of the DIY projects I was planning on, cancelled our honeymoon, and I'm doing my own hair, makeup and nails to save. At this point there is literally nothing else I can think to cut out.
And the venue for the reception just charges an overall room charge of $10,000 - which would be for all food/drinks. You can order more expensive packages that might end up going over the $10,000, but that's the minimum you have to pay. So cutting the guest list won't help, and obviously we are going to pick the cheapest food options to just hit the minimum $10,000.
I'm just at a loss and trying not to be angry at my father. I can totally understand financial hardships, but it's hard to understand that he can no longer help me with the wedding, but can still afford all of these trips.
Any advice would be much appreciated.