How do you manage going to school and paying all your bills? Financial aid? School grants? Scholarships?
I'm tossing around the idea of going back to school for my masters, but I'm really unsure how that will work with paying all my bills and living off one income. How do you do it?
Re: Did you/are you in school right now?
Masters in what? If you don't mind my asking,
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[QUOTE]I always qualified for grants so I never head to worry about it. My FI on the other hand had to do student loans which I know we will be paying off for awhile. Masters in what? If you don't mind my asking,
Posted by texagj[/QUOTE]
Library Science. I love love love the library and reading and all that jazz. I would really like to be school librarian.
Do some research and talk to your financial aid person at the school. GL!
[QUOTE]Another option...if you find a school district that will bring you on as a library assistant or something they will usually pay for your tuition or do tuition reimbursement (sp?).
Posted by texagj[/QUOTE]
I've looked every where around here to no avail. My county actually cut college tuition reimbursements too to avoid layoffs. So I got to keep my job, but now I can't count on them to go back to school
My H is also a part time grad student but works for the USDA so the school does not pay for anything for him but thats ok since he is working full time.
I don't know how grad assistantships work at every university but here I am required to work 20 hs/ week during the semester and 40 hs/ week duing breaks for my major professor. Thankfully my prof is really cool and doesn't track hours and the time I work is spent on my project for my thesis. I work in a science field so assistantships may also be different in other fields.
So anyway we make it work between the two of us. We aren't rolling in the cash but we can pay the bills and neither of us will have any debt from graduate school (H has some from undergrad).
Overall contact the program coordinator for what you want to do and ask about financial aid. They should know the ins and outs and how to get assistantships if they offer them.
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H and I also agreed that going back to school is one of the few things we would go into debt for (as in, carry debt in our name, like a house, not actually not being able to afford anything and going broke).
XP: Because I double posted, but wanted to thank you ladies, too.
Since I had no help with my undergrad and had to take out loans to pay for all of it, I am currently paying 60% of my income to pay them back...UGH. So I am definitely NOT taking out any more student loans. Unfortunately my current employer just cut back their tuition assistance program so I have stopped taking classes. I will go back to grad school once I have a better employer(or a much higher paying job, lol!).
[QUOTE]In Response to Re: Did you/are you in school right now? : Library Science. I love love love the library and reading and all that jazz. I would really like to be school librarian.
Posted by waltzingmatilda13[/QUOTE]
<div>I'm currently in my last semester of grad school majoring in Library and Information Science. I focused on public libraries though (silly me). School librarians (K-12) have much different requirements than public librarians or academic librarians. Their study is very rigid and you also need to be up for teaching, which I wasn't. </div><div>
</div><div>I'll have finished the degree in a year in a half including taking classes over the summer. I paid the summer out of pocket, but had to take subsidized stafford loans for the semesters. I work part-time and put $100 every paycheck toward paying back my undergrad interest/loans. It's not making much of a dent, but it's better than nothing.</div><div>
</div><div>I know quite a few people in my program who have continued to work full time while going to school. Our classes are all in the evening and online. They take two or three classes a semester and still keep their income. It's rough but they manage.</div>
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[QUOTE]In Response to Re: Did you/are you in school right now? : I'm currently in my last semester of grad school majoring in Library and Information Science. I focused on public libraries though (silly me). School librarians (K-12) have much different requirements than public librarians or academic librarians. Their study is very rigid and you also need to be up for teaching, which I wasn't. I'll have finished the degree in a year in a half including taking classes over the summer. I paid the summer out of pocket, but had to take subsidized stafford loans for the semesters. I work part-time and put $100 every paycheck toward paying back my undergrad interest/loans. It's not making much of a dent, but it's better than nothing. I know quite a few people in my program who have continued to work full time while going to school. Our classes are all in the evening and online. They take two or three classes a semester and still keep their income. It's rough but they manage.
Posted by deburnin[/QUOTE]
This is so helpful, you have no idea. I know most programs say it takes 2 years, but if I could finish early that would be ideal. I really would prefer to stop working all together to get it done and then go back to work. I really want to focus on being an elementary librarian, when going to the library was still fun and exciting.
I work in a professional research job. It so happened that one of the projects I was doing became large enough to be my PhD, and my supervisors were supportive of me doing it as a PhD (while still maintaining my other work)...
I've been incredibly lucky, but I do think that if you can find a workplace that supports you in doing postgrad work, it is a much, much easier process- and they are out there.